Free annuities guide
The Complete Guide to Annuities
Read this before you buy an annuity: what they are, what they cost you in flexibility, and how to tell a good one from a bad one. Written for people who want the facts before anyone sells them anything.
- What an annuity is, and what it is not
- What you give up for guaranteed income
- Five questions to ask before you sign
- The most common annuity mistake
Free guide
Get the guide by email
Enter your name and email and the download link is sent straight away.
Written by Michelle Rocchio
So you can decide with the facts in front of you.
What is inside
Written so the sales pitch makes sense
It is not a pitch. No product is named and no rate is quoted, because rates change and your situation is not generic. It is written so that if you ever sit across from someone selling one, you understand every word.
-
What an annuity actually is
The whole idea in one page: what you hand over, and what you get back.
-
The main types, and how they differ
Fixed, indexed, and variable, explained in plain terms.
-
Where the fees and trade-offs sit
What guaranteed income costs you in flexibility, and where to find it.
-
What protected income does and does not mean
Why a guarantee is only as strong as the insurer behind it.